News & Blogs

Given that many investments, including shares and bonds, have experienced losses in the last 12 months, which investment is likely to give better returns in the next 12-months on so?

In this short video, Dr Steve Garth (Independent Member of our Investment Committee) explains what's driving the share market and bond market, and what investors can expect from investment returns over the next year. 

Investors around the world have realised that fighting inflation is going to be difficult.  This is causing enormous volatility in investment markets as investors fear that increasing interest rates may cause a recession.    

In this short video, Dr Steve Garth (Independent Member of our Investment Committee) explains what's been recently happening in investment markets and the critical steps that investors must take with their portfolio management in these volatile times.

4 tips to stop bad decisions during a crisis

In this video, Nadine Blayney and Dr. Kirsten MacDonald from Griffith University discusses what many superannuation members did during COVID and also provides tips on how to avoid making the same mistakes with our own retirement savings.

The destructive nature of 'Sequencing Risk'

In this short video, Sam Stillone (Senior Financial Consultant) explains 'Sequencing Risk', how it can impact your portfolio and how it can destroy your retirement lifestyle plans.  Sam also discusses how you can avoid its destructive nature to secure your wealth leading up to and in retirement.

Treasurer Frydenberg delivered the 2021-22 Budget on 11 May 2021. Notably, within the Budget papers were key proposed super measures, relevant to wealth accumulators and retirees alike.

Of these measures, several encompassed changes to the Super Guarantee, the First Home Super Saver Scheme, the Downsizing measure, and the work test for super contributions.

These measures were recently introduced into parliament on 27 October 2021—within the Treasury Laws Amendment (Enhancing Superannuation Outcomes For Australians And Helping Australian Businesses Invest) Bill 2021—and are now making their way through the legislative process.

Below is an overview of these measures, due to start from 1 July 2022, if legislated (without changes).

The Business World is Becoming a Smaller Place

There is no doubt that the internet, advances in technology and the use of platforms such as eBay and Amazon have allowed even small business to expand and access customers in previously inaccessible international regions. 

With the globalisation of business earnings, some investors may conclude that they only need to hold Australian shares and property assets to achieve an adequate level of diversification when constructing an investment portfolio.

While record low interest rates around the world have thus far managed to stave off a world wide, they are now fuelling higher prices for regular day-to-day goods and services.  This increase in prices can have both positive and negative effects for the economy, investment markets and your investment approach. 

One of the risks retirees can face is the potential to run out of retirement savings by living longer than expected—commonly referred to as longevity risk.           

When it comes to retirement, many of us may receive retirement income from various sources. For example, investments (inside and outside super) and social security entitlements, such as the Age Pension.