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Treasurer Frydenberg delivered the 2021-22 Budget on 11 May 2021. Notably, within the Budget papers were key proposed super measures, relevant to wealth accumulators and retirees alike.

Of these measures, several encompassed changes to the Super Guarantee, the First Home Super Saver Scheme, the Downsizing measure, and the work test for super contributions.

These measures were recently introduced into parliament on 27 October 2021—within the Treasury Laws Amendment (Enhancing Superannuation Outcomes For Australians And Helping Australian Businesses Invest) Bill 2021—and are now making their way through the legislative process.

Below is an overview of these measures, due to start from 1 July 2022, if legislated (without changes).

What keeps us happy and healthy as we go through life?

If you think it's fame and money, you're not alone – but, according to psychiatrist Dr Robert Waldinger, you're mistaken. As the director of 75-year-old study on adult development, he has unprecedented access to data on true happiness and satisfaction. In this talk, he shares three important lessons learned from the study as well as some practical, old-as-the-hills wisdom on how to build a fulfilling, long life.

We are pleased to share with you a special piece from renowned Australian money educator Vanessa Stoykov.

Below, Vanessa discusses why it’s key to set investment goals and follow through with a plan to achieve them.

The Business World is Becoming a Smaller Place

There is no doubt that the internet, advances in technology and the use of platforms such as eBay and Amazon have allowed even small business to expand and access customers in previously inaccessible international regions. 

With the globalisation of business earnings, some investors may conclude that they only need to hold Australian shares and property assets to achieve an adequate level of diversification when constructing an investment portfolio.

While record low interest rates around the world have thus far managed to stave off a world wide, they are now fuelling higher prices for regular day-to-day goods and services.  This increase in prices can have both positive and negative effects for the economy, investment markets and your investment approach. 

For many of us, our ability to work and earn an income can be essential. It allows us to fund lifestyle expenses and work towards achieving our financial goals and objectives, now and in the future.

When it comes to your retirement, it’s important to consider the chapters you will progress through, and plan accordingly with regard to your time, work, finances, housing and care needs.

According to the most recent data available*, in terms of COVID-19, globally, there are a reported total of 238,266,958 cases, 4,856,751 deaths, and 6,491,916,166 vaccine doses administered. And, nationally, there are a reported total of 131,036 cases, 1,456 deaths, and 30,706,847 vaccine doses administered.

We are pleased to share with you a special piece from renowned Australian money educator Vanessa Stoykov.